Policy Update Announcement Email — Finance Notice

A policy update that treats the reader’s attention as sacred. No hero, no celebration — a clear subject line, what’s changing in plain language, when it takes effect, and where to ask questions. The kind of notice that gets filed and trusted, not feared and ignored.

Snapshot

• Goal: notify account holders of policy changes clearly and compliantly, with a path to the full terms.
• Audience & tone: retail account holders. Serious, plain, neutral — instructional and respectful, never promotional.
• Palette: page #f1f5f9 · container #ffffff · text #0f172a / #64748b (muted) · accent blue #0369a1
• Font: Helvetica, Arial, sans-serif
• Artwork: none — fully native blocks. Policy notices skip festive artwork entirely; restraint is the signal.

Build recipe

Each step is one block in the flat stack, top to bottom. [native] = a real email block. [layout] = a free-form layout embedded as a single image.

1. [native] Eyebrow — text. “ACCOUNT POLICY UPDATE”. fontSize: 13, fontWeight: 700, uppercase, letterSpacing: 1.5, color #0369a1, left, generous top padding.
2. [native] Headline — text. “Updates to our transfer limits and fees, effective August 1, 2026”. fontSize: 24, fontWeight: 700, color #0f172a, left, comfortable line height.
3. [native] Effective line — text. “Effective August 1, 2026 · No action required from you”. fontSize: 14, color #64748b, left, tight top padding.
4. [native] Summary — text. “We’re raising free monthly transfer limits, simplifying our fee schedule, and adding same-day settlement for domestic wires. Most account holders will pay less; a small number of high-volume accounts will see a modest increase on international transfers.” fontSize: 15, color #0f172a, left, comfortable line height.
5. [native] What’s changing heading — text. “What’s changing”. fontSize: 18, fontWeight: 700, color #0f172a, left, generous top padding.
6. [native] Change 1 — two stacked text blocks then a divider:
   • Title text. “Higher free transfer limit”. fontSize: 15, fontWeight: 700, color #0f172a, left.
   • Detail text. “Free domestic transfers rise from 25 to 40 per month.” fontSize: 14, color #64748b, left, tight top padding.
   • Divider — hairline #e2e8f0, generous vertical padding.
7. [native] Change 2 — same pattern:
   • Title text. “Simplified fee schedule”. fontSize: 15, fontWeight: 700, color #0f172a, left.
   • Detail text. “Three tiers replace the previous eleven — easier to predict, easier to budget.” fontSize: 14, color #64748b, left.
   • Divider — hairline #e2e8f0, generous vertical padding.
8. [native] Change 3 — same pattern (no divider after the last):
   • Title text. “Same-day domestic wires”. fontSize: 15, fontWeight: 700, color #0f172a, left.
   • Detail text. “Wires submitted before 2pm ET settle the same business day.” fontSize: 14, color #64748b, left.
9. [native] Questions line — text. “Have questions? Reply to this email or call your account manager — we’re glad to walk you through the details.” fontSize: 14, color #0f172a, left, generous top padding.
10. [native] Read-more button — button. Label “Read the full policy”, blue #0369a1 outline, white fill, rounded corners, center. Outline style — quiet, not promotional.
11. [native] Footer — text block. “Halcyon Capital · 200 Federal St, Boston, MA · Member SIPC · [email protected]”. fontSize: 12, color #64748b, center. Recolored to the muted palette — serious notices keep the footer quiet, never bright.

Make it yours

1. Replace the three change titles and details with your actual policy deltas.
2. Keep the “no action required” line when it’s true — it cuts support volume dramatically.
3. Hold the slate-on-white palette; any accent here reads as marketing, not policy.